Associate - Credit Strategy - Chase Auto

Job Summary

Skip to main content.(https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX1001main) sitemap(https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/sitemaps/sitemapIndex) (https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX1001/my-profile/sign-in "Manage profile") Profile Sign Out View More Jobs(https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX1001/jobs "View More Jobs") Associate - Credit Strategy - Chase Auto Bengaluru, Karnataka, India Apply Now Job Information Job Identification 210758947 Job Category Credit Risk Business Unit Consumer & Community Banking Posting Date 08/14/2026, 09:24 AM Locations Ground to Fifth Floor G,H Block, EMBASSYTECH VILLAGE-PARCEL 5 OUTER RING RD DEVERABEESANAHALLI VILLA, Bengaluru, IN-KA, 560103, IN Apply Before 08/28/2026, 04:00 AM Job Schedule Full time Job Shift Mid-Day Job Description Job Responsibilities Analyzeconsumer and dealer/channel credit performanceto identify key drivers of approval rate, booked volume, loss rate (incl. early loss), and profitability; translate findings intostrategy recommendations. Build, refine, and maintaincredit decisioning strategies(policy rules, cutoffs, segmentation) with a clear view ofrisk–growth–P&L trade-offs. Design and supporttest-and-learn / challenger strategiesto measure incremental impact, document assumptions, and recommend scale/rollback decisions. Supportcredit policy execution and governanceby maintaining underwriting guidelines, decisioning logic documentation, and risk control frameworks aligned to business priorities. Partner cross-functionally (Risk, Underwriting, Finance, Product, Ops, Tech) toimplement strategy changesin decisioning workflows/systems and track outcomes to targeted portfolio metrics. Monitor portfolio and dealer/channel trends for emerging risks (mix shifts, dealer behavior, macro impacts) and recommendmitigation actionsconsistent with risk appetite. Communicate insights and...